{
"external_id": "membership-1001",
"amount": 50000,
"currency": "RUB",
"email": "customer@example.com",
"interval": "month",
"interval_count": 1,
"description": "Подписка Pro",
"metadata": {
"customer_id": "customer-42"
},
"callback_url": "https://merchant.example/webhooks/smerch"
}